Many consumers are unable to obtain traditional bank or credit union financing to purchase an automobile due to poor credit, no credit, bankruptcy or divorce. These consumers face substantial challenges when trying to purchase a newer high-quality vehicle. Many sub-prime automobile lender's prey on these consumers and cause their financial conditions to worsen. Paramount strives to assist these consumers through a credit-repair program allowing them to obtain reasonable financing for good-quality cars through dealerships that cater to these customers who cannot qualify for traditional financing.